News You Can Use

Getting Older Doesn’t Mean You Stop Having Fun…

Sure you are getting older, we are all getting older every day. Hopefully a lot wiser too. Healthcare insurance can be a difficult thing to navigate for most people, especially understanding how Medicare plans into the mix. R. Kashmiry & Associates, Inc. have been at this for over 20-years and have expertise on hand, waiting to answer your questions.


We are committed to providing each client with unsurpassed service for your every benefit need. R. Kashmiry and Associates, Inc. believes in offering customized solutions to small and large companies, as well as the self-employed and the Medicare eligible.

Founded in 1986, the corporate headquarters...

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The Cost of Prescription Drugs

Blog Contribution by AARP

Prescription drug prices in America are among the highest in the world. On the campaign trail, President Trump said drug companies were “getting away with murder.” Is that true? Or are these firms the beneficiaries of a system that turns a blind eye to excessive profit-making at the expense of society?

“The simple answer is because there’s nothing stopping them,” says Leigh Purvis, director of health services research for the AARP Public Policy Institute.

Other countries drive a much harder bargain with drug companies. In contrast, the U.S. allows drug companies to pretty much set their own prices.

And as we all know, when demand is high for a product, companies often raise prices. That’s exactly the...

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Things to Consider in Your 50’s

In Your 50s You ...

… rule America's wealth … Over-55s have $1.6 trillion in spending power — controlling 75 percent of the nation's wealth and 70 percent of U.S. disposable income.

yet have major money worries. That wealth isn't evenly shared. Just 1 in 4 people in their 50s feel confident their savings will last through retirement.

You took a huge hit in the Great Recession of 2007–2009 … The average net worth of 50-something households topped $200,000 by 2007, then plummeted to $140,000 in 2008. Recovery has been modest.

and plan to work a long, long time Fifty-nine percent of 50-somethings expect to hold down a job until 65 or older — and 26...

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Why Life Insurance?

Are the one's you love the most going to be alright no matter what?

Who Needs It?

If someone will struggle financially if you die, chances are you need life insurance because it provides financial stability to your family after your death.

This cash, known as the death benefit, replaces your income and can help your family meet many important financial needs like funeral costs, daily living expenses and college funding. What’s more, there is no federal income tax on life insurance...

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